Posts Tagged ‘vehicles’
A Greenhorn’s Manual To Auto Lease We Clarify The Complexities Of Different Car Lease Types
Last Updated on Thursday, 14 October 2010 09:16 Written by Stephen Griffins Thursday, 14 October 2010 09:16
Commercial fleet managers, small business owners, and personal automobile users are increasingly drawn to car or van leasing, guaranteeing them the quality and reliability of the latest models at a lower price than purchasing. The transition from vehicle ownership to vehicle leasing is nevertheless one that can be frustrated by difficulties in offloading an existing vehicle.
Disposal of a used vehicle is not always straightforward. Protracted negotiations with dealers or costly advertising costs are sometimes the order of the day. Moreover, at the end of the process there isn’t any guarantee you’re going to get the sale price you are after.
The quandary becomes all the more desperate if you’re counting on the proceeds of the sale to fund the preliminary down-payment for your new lease or, worse still, if you have an outstanding finance agreement to settle on your vehicle. The good news is that the very best vehicle leasing companies can provide a part-exchange on your existing vehicle at a pre-agreed rate.
If you happen to enjoy driving expensive high quality cars but don’t have quite enough money to purchase a new model or to pay for the finance, personal contract hire may very well be a perfect way forward. Contract hire is a form of automobile leasing whereby you can select the latest model of your selection and keep it on an extended-term basis (say, two to four years), and yet only pay a relatively modest month-to-month fee. The catch is that you need to hand the car back on the finish of the contract interval, however would you not want to select a different car then anyway?
Contract hire is cheaper than outright purchase or finance options because your payments are based on the depreciation of the vehicle throughout the contract period. Now, this is where it starts to become interesting, in the event you lease a costlier model, the depreciation will probably be comparatively low. Therefore your month-to-month funds may well be lower than those for a less expensive vehicle over the identical period.
It may be irritating having to return a valuable automobile at the end but you’re then free to lease a newer model without the hassle of having to sell on the old vehicle. You will due to this fact always enjoy the benefits of the newest technology and always be protected by the most recent safety features.
There are some conditions attached to contract hire, including sticking to an annual mileage agreed at the outset. Nevertheless, should you like the convenience of a regular month-to-month cost and see ownership of a car as much of a burden as a privilege then private contract hire could possibly be for you.
When taking out a car lease, many businesses prefer to choose one that provides them the option of purchasing the car outright as soon as the contract has come to an end. This sort of car lease, known as contract purchase, is sometimes seen as giving companies the best of both worlds: hire the car and return it, or hire the car and buy it. Many are puzzled due to this fact as to why any enterprise would wish to opt for a contract wherein they formally commit from the outset to buying a car at the finish of the contract. There are in fact good explanation why it may be worth considering this kind of car lease, known as lease purchase.
If a business goes down the lease purchase route it is normally interested at the start in purchasing a car rather than leasing, per se. The benefit of taking out a car lease rather than buying an automobile at the start is that purchasing a car, and even financing a credit agreement to purchase, can take a huge bite out of a enterprise’s cash flow. Securing lower automobile lease payments for the first couple of years might be an economically sound approach of deferring final payment. This is a particularly good idea if the long-term goal is to secure possession of a high value vehicle.
Secondly, committing to eventual ownership of a car normally means avoiding having to pay the leasing firm any penalties for unexpected depreciation over the lease period. The risk of unexpected depreciation might be costly to a business.
The car lease veterans at lease4less have the cheapest deals to be found online, and a vast selection of vehicles to match, we are recognised as leaders of the UK contract hire market.
Contract Hire Leasing – The Financially Practical Alternative To Purchasing An Automobile
Last Updated on Thursday, 14 October 2010 09:13 Written by Stephen Griffins Thursday, 14 October 2010 09:13
Automobile leasing is most frequently related to the needs of business. But automobile leasing can also be the choice of many private car drivers. So why is this? And what are the benefits?
* Car leasing is commonly favoured by people as a method of utilizing a company car allowance given by their employer with out having to pay company car tax. With Personal Contract Purchase the person may also buy the car at the end of the agreement, an option unlikely to be accessible with a company car.
* Secondly, first-time buyers or those with below-average credit ratings often find car leasing a better route to automobile usage than attempting to secure a car loan. The relatively cheaper car leasing monthly payments compared with loan repayments additionally tend to benefit these individuals. Be warned though that there will be penalties for individuals who fail to maintain the monthly payments agreed under the terms of the lease. Car leasing can also have the advantage over finance agreements in that there isn’t any danger of being a victim of a car’s depreciation and finding your self at the end of the finance term not having the ability to sell the automobile for enough money to pay back the finance company.
* A 3rd category belongs to those individuals who simply want the convenience of automotive leasing, whether it’s the regular monthly payments or the better reliability related to a brand new car.
* A fourth category merely loves to be seen about in the newest models for a relatively modest month-to-month layout, and why not you might say.
Of the different types of car leasing available, contract hire remains the most well-liked, accounting for about 50% of the market. It’s easy to see why. Contract hire is what most individuals consider when they speak about automobile leasing. Under contract hire, the client leases a vehicle from the leasing firm for an agreed period and an agreed month-to-month price, after which the automobile is returned to the leasing company.
One of many reasons for the high take up in contract hire is the low level of entry into the scheme and the comparatively low amount needed for each monthly payment thereafter. This compares favourably with the terms of normal finance agreements, and as such is of benefit to those businesses which rely heavily on cash flow. A second crucial method by which contract hire can assist companies is to allow those that are VAT-registered, to claim back VAT on their lease payments.
A third good thing about contract hire car or van leasing is that costs are controlled and due to this fact easier to plan over a long period. On the end of the contract interval a replacement car is delivered, the previous automobile is collected, and the monthly payments continue as before. There are not any worries about depreciation, about car disposal or about trying to negotiate the acquisition of a new vehicle.
The car lease professionals at lease4less are committed to providing unbiased advice, and the very best contract hire deals to their customers. They have a large range of available vehicles, and rates that leave the competition standing.
Van Leasing For Sme’s – Safeguard Your Liquid Assets And Expand Customer Service Standards
Last Updated on Thursday, 14 October 2010 09:11 Written by Stephen Griffins Thursday, 14 October 2010 09:11
Many small companies now prefer van leasing to traditional buying, and it isn’t difficult to see why. Firstly, leasing offers a better choice of van than one might ever hope to find on the second-hand market. The leased vans will also in fact be brand new and fully reliable. Anything less may easily result in clients being let down.
Secondly, because leasing is based on the rate of the van’s depreciation throughout the contract period only, month-to-month payments are far lower than could be incurred for financing the acquisition of a brand new van. The preliminary deposit is also usually fairly modest in comparison with that of a traditional finance deal. Moreover, because the monthly cost is an all-inclusive vehicle rate, your enterprise will have the ability to budget its van usage with greater precision and with fewer unexpected pay-outs.
Thirdly, the leasing firm will simply take the van off your hands on the finish of the period, with no worries on your part about trying to offload a second-hand business vehicle on the open market. Finally, don’t forget that if your enterprise is VAT- registered, you will be able to claim back some, if not all, of the VAT paid through the van leasing agreement, a welcome input into your cash flow.
If you’re in need of a new car, you may not have thought of the benefits supplied by automobile leasing. Automobile leasing works by making a relatively modest down-payment, followed by regular monthly payments over a set period. The monthly payment you make is much lower than the month-to-month payment you would make as part of a standard finance deal. This is because your payments are based on the total anticipated depreciation of the car whilst it is in your care, rather than the whole car.
Admittedly, you do not own the car under this agreement, but neither do you have the burden of coping with its further depreciation or of negotiating a selling price with a potential buyer. Of course, should you would rather keep a car long-term then car leasing might not be for you. Total payments for long-term car ownership would ultimately be cheaper once your finance period is over, and you would also not be subject to a few of the restrictions that come with automobile leasing (a maximum annual mileage for instance). However, should you enjoy the thrill of frequently updating the car you drive, want fewer upkeep worries and just like the sound of the flexibility to budget based on comparatively low month-to-month costs, then car leasing could be for you.
Lease4less are dedicated to making car lease as affordable and easy as possible. We have a large range of vehicles at amazing prices, contact us for a custom proposal.
Thinking About Buying A Kia Dallas
Last Updated on Monday, 11 October 2010 08:43 Written by Aileen Fox Monday, 11 October 2010 08:43
Several years ago KIA Dallas would not have been considered a place to purchase a vehicle, now it is a very common name. Reliability and efficiency are two things that stick out in the KIA name. There are several different types of these vehicles including large SUVs that will accommodate even the biggest families, to small sedans for the single individual or smaller family.
There are several options when considering buying a vehicle, how large does it need to be, does it get good gas mileage, is this going to be a reliable car, can I afford it, and what is the safety rating? All wonderful questions to be asking when thinking of a new or used car purchase.
This company has been in the United States since 1990 and is becoming a very competitive front runner against its competition. Some of the competitors are Honda, Toyota, and Mazda which make similar vehicles in price, value, and safety.
The size of the vehicle depends on the needs of the individual or the family. In cases of single adults, a sedan may be just what you need. In the cases of larger families, a larger SUV may be what you are looking for. No matter the size of the vehicle you are looking for, KIA has something for everyone. Some of the larger SUVs even have three rows of seating.
Does the car get good gas mileage? In general these vehicles are not gas guzzlers in the least bit. All have a smaller type of engine that is not considered pricey when it comes to filling up the tank. Of course this too will be reflective upon the size of the vehicle and obviously the smaller the vehicle, the better the gas mileage and the larger the vehicle and engine, the more money you will need to spend in gas.
Whether a car is reliable is also a key concept when thinking about purchasing. No one wants to purchase a car that is in constant need of costly repair. There are ways to research individual brands of cars from searching the web, to reading articles, to simply asking someone who owns the type of vehicle you are looking for.
Affordability is one concept that KIA has been known for. It seems that they can accommodate even the smallest budgets. They also have a large variety in this smaller budget area ranging from sedans that are small, to SUVs that are large.
Everyone wants to feel safe when driving. Each vehicle has a safety rating and that rating can be researched based on the the testing that has been completed. All the cars have gone through rigorous testing in order to ensure the ratings are correct in nature.
The questions are limitless when it comes to buying a new or used car. Each purchase is subject to the individual or family and based on specific budget, and lifestyle needs. Ask a sales associate, test drive the vehicle, and make a sound decision based on your research.
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