Posts Tagged ‘about’
About 175 arrested early Sunday in Chicago protest (Reuters)
Last Updated on Monday, 17 October 2011 05:52 Written by admin Monday, 17 October 2011 05:52
CHICAGO (Reuters) – Police arrested all around 175 demonstrators at a nascent protest camp in a downtown Chicago park early on Sunday, hauling them away in vans and buses even as protesters vowed to carry on their marketing campaign from economic inequality.
The Chicago protests, connected to the Occupy Wall Road movement that sparked weekend demonstrations around the globe, drew far more than two,000 individuals on Saturday and into the early hrs of Sunday. Marches in New York and Los Angeles attracted about 5,000 folks every single on Saturday.
But the predawn arrests scuttled, at minimum for now, ideas by the Chicago protesters to build a protest camp comparable to that in New York’s Zuccotti Park, the Manhattan hub of the Occupy Wall Road movement that commenced previous month.
Right after the arrests, demonstrators in Chicago said they had been plotting a way ahead, grappling with issues such as trespassing laws barring occupation of manifeste spaces, organizing challenges and dropping temperatures.
The arrests transpired soon after protesters marched on Saturday from Chicago’s monetary district, wherever some have spent the night on sidewalks, to Grant Park where they hoped to set up camp regardless of a regulation barring the public from town parks soon after 11 p.m.
“We went in knowing that we had been going to occupy,” explained Kyle Miskell, a 24-calendar year-old laptop or computer technician, including he was amid people arrested. “We have been hoping the city would say, ‘OK, let them occupy right here.’ But it didn’t perform out that way.”
Police warned them to leave. But some protesters linked arms about the tents, stating they ended up ready to be arrested. Others stood across the road to chant and sing on the sidewalk in a gesture of solidarity.
“They were presented warnings, recommended of the statute and that they ended up in violation, and they selected to remain,” Chicago Police spokesman Daniel O’Brien stated.
Police took down close to thirty tents following hauling away the last of the arrested protesters early on Sunday, protesters said. At minimum 1 protester stated the police acted “humanely.”
Miskell explained the protesters “definitely require a far more long term residence” much more cozy than the fiscal district sidewalk they at present occupy.
“Sleeping on the streets in November and December in Chicago is not a good notion,” he explained.
Yet another Chicago protester, an intensive treatment nurse, explained that as the Chicago movement grew it necessary a “far more visible, yet secure” location to call house.
“There has been talk about men and women making an attempt to reoccupy Grant Park tonight. When the police had been tearing down the tents, there was a chant of ‘We have far more tents,’” explained the girl, 31-yr-old Heather Fallon.
ARRESTS IN OTHER Cities
In New York, in which the motion began when protesters set up camp on September 17, 92 demonstrators ended up arrested on Saturday and early on Sunday for disorderly perform and resisting arrest, police said.
Much more than a dozen have been demonstrators arrested in Washington Square Park for violating the park’s midnight curfew.
Another approximately twenty protesters have been arrested late on Saturday in Raleigh, North Carolina, and about 50 were arrested in Phoenix.
In addition to the U.S. protests, demonstrations stretched into Sunday in London, exactly where about 250 people set up camp outside the house St Paul’s Cathedral, vowing to occupy the internet site indefinitely to show their anger at bankers and politicians through the international economic crisis.
The protests, in Asia and Europe as properly on Saturday, ended up largely peaceful apart from in Rome, where the demonstration sparked riots.
American protesters are angry that U.S. banking institutions are savoring booming earnings soon after finding bailouts in 2008, even though numerous regular Americans are struggling to stay afloat in a challenging economy with much more than 9 % unemployment.
They also imagine the richest 1 percent of Americans do not spend their honest share in taxes and want a far more equitable economic method.
Some protesters stated they were happy with the weekend’s turnout, although some marches ended up more compact than organizers had expected and it was unclear if the motion, mainly driven by social media, would sustain its momentum. Critics have accused it of lacking obvious objectives.
Occupy LA organizer Clark Davis was exuberant over the 5,000 men and women who marched by means of the streets of Los Angeles and gathered peacefully outside City Hall.
“Wow, they really showed up,” he mentioned.
In New York, Troy Simmons, production manager for a well being food organization, explained he was surprised turnout was not more substantial.
“Men and women do not want to get involved. They’d instead observe on Tv,” he explained.
(Added reporting by Brad Dorfman in Chicago, R.T. Watson in Los Angeles, Ray Sanchez in New York Composing by Ellen Wulfhorst and Eric Johnson, modifying by Cynthia Johnston)
What Do You Need To Know About Earthquake Insurance
Last Updated on Tuesday, 22 February 2011 12:20 Written by admin Tuesday, 22 February 2011 12:20
What Do You Need To Know About Earthquake Insurance
What do San Diego County residents have to know about Earthquake Insurance Policies, Risks and Costs?
Quality Claims Management views Earthquake coverage as catastrophic insurance. You will only need it if we have a really big earthquake. However, depending on where you live in San Diego and how much you have invested in your home, you may opt to get coverage. Here is what you need to know.
First, most standard homeowners, mobile home owners, condominium, and renter’s insurance policies DO NOT cover earthquake damage. Similar to flood insurance, earthquake insurance usually must be purchased separately.
However, fire insurance is part of most typical homeowners insurance policies. This means your home insurance policy may cover a significant part of the damage if your home burns down or is damaged in a fire that is caused by an earthquake.
Much of the damage that often arises from an earthquake happens after the ground stops shaking. Gas lines that may have ruptured and start leaking can catch on fire and burn your home to the ground. In San Diego County, it is also very possible that your home may be consumed in a wildfire sparked caused by earthquake motion many miles away. A power line may have collapsed. A home may have caught fire because of the quake and flames traveled many miles through brush to your home.
Another major factor is water damage. Quakes often break pipes. Even small quakes can crack a water or sewer pipe that floods your home and can cause extensive damage to your floors, rugs, furniture – even to the structure of your home.
If your homeowner’s insurance includes fire and flood damage, you should be covered for this “earthquake” damage – even if you don’t have earthquake insurance.
Another danger from earthquakes is landslides. You may or may not be covered for this. You need to check your homeowner insurance policy to make sure of your coverage for both landslide and fires. If your home does burn down, are you fully covered? Will you be able to replace your home and all of your belongings.
Check our other articles about homeowners insurance for details about coverages and what you need to know.
Where do you get Earthquake Insurance?
The law requires insurers that sell residential property insurance within the state of California to offer earthquake coverage to their policyholders. Most of these California earthquake insurance policies are backed and administered by a government organization known as CEA – the California Earthquake Authority
Even though most earthquake insurance policies are sold by the state-run insurance pool, a few private companies also sell earthquake coverage. In order to provide earthquake coverage, insurance companies can become a CEA participating insurance company and offer the CEA’s residential earthquake policies or they can manage the risk themselves. To date, companies that sell over two-thirds of the residential property insurance in the state have opted to become CEA participating companies.
According to the CEA website, the CEA homeowners policy is designed to help get you back into your home after an earthquake. The CEA base-limits policy for homeowners includes:
Dwelling coverage - The coverage limit is the insured value of your home stated on your companion homeowner policy.
* Personal Property coverage - ,000
* Additional Living Expense/Loss of Use coverage - ,500
* You may select either a 10% or 15% deductible on your Dwelling coverage, and CEA’s increased-limit options allow you to increase Personal Property coverage to as much as 0,000 and Additional Living Expense/Loss of Use coverage to as much as ,000.
Residential property insurance includes coverage for homeowners, condominium owners, mobile home owners, and renters.
Earthquake insurance is not intended for smaller losses as you must have enough damage to surpass your deductible. Even though deductibles are generally 10-15% of the amount of the Coverage A limits, it can be a little confusing to calculate the actual deductible amount since there are several factors that go into the formula.
How will your home handle an earthquake – Do you need Earthquake Insurance
- where in San Diego County do you live (see part 1)
- what is under your house (rock, sand, fill, etc?)
- how is your home constructed – is it up to code and why that matters for your coverage
Age and type of construction contribute to how a residential structure reacts during an earthquake. Based on the scientific and engineering research, the CEA premiums reflect the following rating factors:
- In general, houses built on a slab perform better than those built on a raised foundation.
- One-story houses are less vulnerable to earthquake shaking than multi-story houses.
- Unreinforced masonry structures are more susceptible to damage than those of wood-frame construction.
- Houses of a certain age are not as strongly constructed as others.
The type of home you have affects your risk. One-story homes that are “tied together” — with the roof bolted to the walls, and the walls to the foundation — tend to survive earthquakes and windstorms better than multistory homes that aren’t. As you would expect, houses with big openings, such as plate-glass windows or large garage doors, fare worse than ones without those features.
In addition, your home can be substantially fortified with some special construction measures. For many, this can be a better investment than buying earthquake insurance.
The Institute for Business and Home Safety has a “Fortified For Safer Living” program that specifies building techniques that can help homes better withstand disaster.
Other California Earthquake Insurance Factors
No Known Loss Letter Requirement
In areas that have been previously affected by an earthquake or other catastrophic event, an insurer may require a “No Known Loss Letter” with all requests for earthquake insurance or to add earthquake coverage to an existing policy. These kind of letters letter confirms that no known losses or damages have already occurred to the requested coverage location(s).
DIC (Difference in Conditions) insurance provides coverage designed to close specific gaps in standard insurance policies. It allows coverage to be customized to extend to such exposures as water damage, flood, collapse, earthquake, landslide, etc., according to the insured’s needs. DIC coverage may be provided by means of a separate insurance policy or it may be added by endorsement to the basic policy.
Is Earthquake Insurance Right For You? How Much Equity Do You Have In Your Home?
As mentioned earlier, we view Earthquake coverage as catastrophic insurance. You will only need it if we have a really big earthquake. The more equity you have in your home, the more you need insurance.
According to UnitedPolicyHolders, a non-profit organization that fights for the rights of insurance consumers and educates individuals and businesses on how to get fair treatment, “a generally accepted rule of thumb is that you should not risk more than 10 percent of your liquid assets. A large earthquake could mean 10 to 100 percent of your home’s structure could be damaged or destroyed, up to 20 percent of your belongings could be damaged, and/or you may need to come up with ,000 a month for temporary rent and relocation costs.”
In San Diego, we get lots of smaller quakes on a regular basis. These are reminders to YOU to review your current coverages to be sure that you are adequately insured. Is your current homeowner’s insurance up to date? Will it pay to rebuild your home to current building codes? Do you have additional coverage and riders for all the new stuff yiou may have acquired since you first bought your insurance policy?
Remember, it is far more likely you will have pipes break or fires start from the smaller earthquakes. If either of these happen, you should have coverage under your regular homeowners policy. Check to make sure it is up to date and that you have enough coverage. As a result of the 2003 and 2007 wildfires, we have found that most homeowners in San Diego are underinsured.
By the way, businesses should review their policies to be sure they have EQSL – or Sprinkler Loss coverage. There is a greater chance you will suffer damage from sprinklers leaking than from a building falling down.
The California Earthquake Authority is a publicly managed, largely privately funded organization that provides catastrophic residential earthquake insurance and encourages Californians to reduce their risk of earthquake loss. http://www.earthquakeauthority.com
Only a CEA participating insurance company or its agent can give you an exact CEA-premium quote, but to get a good estimate of the cost, use their handy premium calculator.
UnitedPolicyHolders.org – United Policyholders is a non-profit that fights for the rights of insurance consumers and educates individuals and businesses on how to get fair treatment.
Quality Claims Management online article with maps to find out if your home is in a danger zone – check for landslide, liquefaction and earthquake fault zones. http://www.qualityclaims.com/homeowner.aspx?sect=_quakeinsurance
Ronald R. Reitz, CPPA, President of Quality Claims Management, http://www.qualityclaims.com, pioneered the National Hazard Insurance Claims business of GMAC-RFC (now GMAC-ResCap). Mr. Reitz left GMAC-ResCap in January 2007 after ten years of managing the Insurance Services group. He is the past President of the California Association of Public Insurance Adjusters (CAPIA) and is currently an officer on the Board of Directors of the National Association of Public Insurance Adjusters (NAPIA) www.napia.com. Recognized as a leading expert on hazard claims, he is serving on many industry panels, as well as providing consulting and training services industry-wide. Quality Claims Management Corporation provides hazard claim recovery services to investors, mortgage servicers, homeowners and businesses. All claims are adjusted by licensed insurance professionals for an equitable settlement and accelerated resolution timelines. Quality Claims is nationally licensed as Public Insurance Adjusters or Insurance Consultants and complies with Department of Insurance Regulations
Article from articlesbase.com
More About Mike Huckabee
Last Updated on Tuesday, 22 February 2011 12:04 Written by admin Tuesday, 22 February 2011 12:04
More About Mike Huckabee
For anyone who is into politics, there are bound to be one or two political figures that stand out. That does not necessarily mean that they are the best. But we all know who they are, what they stand for, and we like whatever it is that they are representing. Therefore, we show our support in our own little ways.
Mike Huckabee is one such example. Who is Mike Huckabee? Mike Huckabee is a former Republican governor of Arkansas. He served two full terms as governor of Arkansas. In 2007, he announced that he is going to run for President of the United States. After a string of losses to John McCain, he officially exited the Presidential election race on March 4, 2008.
If you are a fan of Mike Huckabee, there are several ways you can learn more about this high profile politician.
News are always constantly being posted on major news websites such as CNN, Google, Yahoo and MSN. You can always subscribe to the RSS feeds of these websites using the keywords “Mike Huckabee”, and receive alerts in your RSS reader whenever there are news being posted. That way, you learn about the latest deeds of this charismatic figure.
Another way to learn about political figures is to join political community sites. These sites give you first hand information on what is happening in the political space. Often, news spread like wild fire among communities. Some members have been known to be so resourceful that they are able to announce information that traditional media didn’t even know about.
What makes political news so interesting and exciting is because sometimes, we get to hear scandalous news. Such news are gossipy in nature and attract a lot of attention. Sometimes, the media is even accused of spreading half-truths to make the scandals appear more appealing to readers.
For example, the Wayne Dumond case in Mike Huckabee’s political career has been given more than its fair share of media attention. Wayne Dumond was convicted or rape and sentenced to life plus 20 years in prison. During that time, Clinton was governor of Arkansas. However, Mike Huckabee seemed to be unhappy about the way Clinton handled the case. And when he took over governorship, he reduced the sentence to 39 and a half years, which gave Dumond the possibility of parole.
The case attracted a lot of media attention when Dumond was again convicted of raping a murdering a woman who lived near him. This infuriated many American citizens, who felt that Mike Huckabee had been too lenient.
Similar to all political public figures, Mike Huckabee has experienced his fair share of both positive and negative comments about his personality.But in general, Mike Huckabee is known to be a warm and gentle person. He is also a strong advocate of health and weight loss issues.
Mike Huckabee and Chuck Norris review facts about Governor Huckabee.
Elizabeth Smart testifies about day she was found – Washington Post
Last Updated on Tuesday, 9 November 2010 07:05 Written by admin Tuesday, 9 November 2010 07:05
SALT LAKE CITY — Elizabeth Smart was so terrified of her abductor that on the day police found her, she told them she was someone else.
She took the stand at her alleged kidnapper’s trial for a second day Tuesday, telling jurors she was also too scared to speak up when a detective tried to question her in a public library months before she was finally freed.
Smart spent nearly six hours testifying in a steady voice before a rapt audience in U.S. District Court.
She told jurors Brian David Mitchell raped her almost daily and forced her to drink, use drugs and view pornography. Once she tried to flee, and Mitchell and his wife caught her and told her an angel would cut her down with a sword if she ever tried it again.
Mitchell, who knew Smart because her mother had hired him to fix the family’s leaky roof, is accused of kidnapping her from her bed in June 2002, when she was 14.
His attorneys say the homeless street preacher known as Immanuel was influenced by a worsening mental illness and religious beliefs that made him think he was doing what God wanted.
Smart testified Tuesday that when police finally found her in March 2003, wearing a wig and sunglasses and walking along a suburban Salt Lake City street with Mitchell and his wife, she told them she was Augustine Marshall, the daughter of traveling preachers.
Smart, now 23, said that was the story Mitchell had instructed her to tell if ever the three were approached.
Police separated them and peppered Smart with questions. They were tipped off by drivers who reported seeing the girl.
“I was very scared. I knew the threats that I had been told for nine months,” said Smart, who was handcuffed and placed in the back of a police car. “I thought maybe at the same time that this is it. This is it, this is over.”
Smart also told jurors about a missed chance to tell police what had happened when a detective approached her at the Salt Lake City library in the early fall, a few months after she was kidnapped.
She was wearing a robe and a veil that covered her face, and the detective asked if he could look under it.